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How to Interview a Financial Advisor

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  Blog Title: Navigating the Financial Waters: How to Interview an Investment Advisor Introduction: Embarking on a journey towards financial stability and growth often necessitates the guidance of a skilled investment advisor. Yet, choosing the right advisor is as crucial as the decision to invest itself. This blog, by me, Dividend John, your guide on Twitter to prudent dividend investing, delves into the art of interviewing an investment advisor, drawing from my own experiences and industry best practices. My Personal Experience: My first investment advisor, regrettably, placed all my investments in tech just before the bubble burst. This experience taught me the value of a balanced portfolio, highlighting the importance of firms that not only grow earnings but also consistently increase their dividends. This approach is aligned with the strategies of renowned investors like Warren Buffett. Understanding this balance is key to long-term financial success. Im the first to admit ...
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BCE Inc.: A Dividend Powerhouse with Decades of Proven Growth

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  Blog Title: BCE Inc.: A Dividend Powerhouse with Decades of Proven Growth Introduction: In a world where investment choices abound, few stand out like BCE Inc., a company whose track record in dividend consistency and growth is nothing short of extraordinary. With its recent Q3 2023 earnings exceeding expectations, BCE has reinforced its position as a premier investment choice, particularly for those who value stable dividends and long-term growth. The Competitive Advantage of BCE Inc.: A Buffett-Approved Moat: BCE Inc. stands out with a commanding 66% gross profit margin, surpassing Warren Buffett's 40% benchmark for a competitive advantage. This places BCE in an elite group, akin to Coca-Cola's 57% margin. BCE's moat, a blend of high profitability and extensive infrastructure, poses a formidable challenge for new entrants in the Canadian telecom market. This strength, coupled with its robust market presence, echoes Buffett's investment ethos, highlighting BCE as a...
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Canadian Banks: Time-Tested Pillars of Financial Stability and Growth

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  Introduction:  Last week we had earnings from the Canadian banks. Many in the industry forecasted dividend pauses - even dividend cuts. Yikes! But here’s the deal  - amid  global economic challenges, Canadian banks have stood as pillars of strength. Their impressive history of consistent revenue growth and dividend increases since the 1800s has been a source of confidence for investors. A Storied Legacy of Stability The Big Six Canadian banks have demonstrated resilience and growth, becoming synonymous with financial stability over the centuries. Ya  you heard me right  -not just years centuries! The Lindy Effect and Longevity The Lindy Effect says that the future life expectancy of non-perishable entities like Canadian banks is directly proportional to their current age. Given their centuries-long existence, these banks are anticipated to maintain their robustness and success well into the future. Basically, the longer something has happened, the more ...
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